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Loss Mitigation * Insurance Information

 

 

 

US HomeSavers (USHS) is a division of iCore Capital Consultant's Inc, a Texas Corporation since 2002. Some member benefits and insurance policies are provided in association with Infinity Insurance Group, Licensed General Agents in Dallas, Texas. For further disclosures, please see below.

Loss Mitigation

 Business Benefits & Insurance Advisors

"COVERING YOUR ASSETS SINCE 2003"   

 Loss Mitigation - Loan Modification Assistance

US HomeSavers has been helping distressed homeowners avoid bankruptcy and save their homes from foreclosure for nearly 8 years and still offers loss mitigation assistance nationwide.

We no longer charge any fees for loss mitigation services. Loss Mitigation and loan modification assistance is offered as a free benefit to employers, their employees, family members and individuals who participate in US HomeSavers endorsed insurance and benefit plans. Minimum plan participation starts at $8 per month and offered in all 50 States.

Call Curt todat for a complimentary (Totally Free) Prescription Discount Card and more details.

     972-818-2500

Foreclosures, Loan Modification Facts - Click Here

US HomeSavers

"REAL EMPLOYER & EMPLOYEE BENEFITS FOR ALL"

(Partial List of one benefit only- Call us for Additional Literature)

Enhanced 24 Hour

Accident Expense Plan

Only $33 Per Month?

REAL PROTECTION FOR EMPLOYERS, EMPLOYEES AND THEIR FAMILIES!

  • Medical Expense Benefit - $4,000
  • Accidental Death Benefit - $100,000
  • Air and Ground Ambulance - $10,000
  • Daily Hospital Confinement - $300 Daily
  • Accidental Dismemberment - $1,000 to $20,000
  • Optional Accident Disability Income - Up to $2,000 per Month paid Weekly.

Free Prescription Card When You Subscribe to Our Informative Healthcare Reform Newsletter

Order Prescription Cards Here - Indicate How Many You Need

Save 30% to 70% On Your Generic or Brand Name Drugs at Target, Walmart, Walgreens, CVS, etc.

Join Our Local, North Texas Merchant Group 

IF YOU HAVE QUESTIONS, I HAVE ANSWERS

CURT PIFER

972-818-2500


There's Much Much More: 

Issue Ages 0- 75 Years Old!

Can reduce your Deductible to $0 whether or not you already have health insurance!

Guaranteed Renewable upon Acceptance!

No Medical Exam!

Pays in addtion to other insurance/workmans comp!

Pays for On the Job or Off the Job Accidents!

Access to Affordable Small Group and Individual Major Medical Insurance!

Access to Hybrid Medical Insurance Plans with the low premiums of a Limited Benefit Plan plus the Features you want from a Major Medical Insurance Policy!

Access to Affordable Life Insurance Products to include fixed annuities for estate protection and retirement planning.

Access to other Critical Business and Personal Products and Services! (i.e., Loan Modification Assistance)

THAT IS A TON OF REAL BENEFITS!


THE BEST VALUES IN ANNUITIES, ACCIDENT, LIFE & HEALTH INSURANCE!

us homesavers-Aetna-logoWe are Independent Producers for virtually all of the major Life and Health Insurance Companies.

As our client, you are not pigeon holed into one company's product line. We will help you research your best options to get the insurance coverage you need at a price you can afford.

No one in their right mind WANTS to talk about or buy insurance or talk to an insurance sales person but guess what? If you do not have an insurance advisor you can trust, where can you turn for honest answers and solutions? US HomeSavers endorsed employer and employee benefits.

ushomesavers_cigna_health_insurance_curt_piferYour mortgage Lender requires you to have Homeowner Insurance, the LAW requires you to have Auto Insurance. The LAW will soon require you to have Health Insurance or you will be fined nearly $3,000 or 1% of your gross income. Good bye Tax Refund if you do not have health insurance!

Insurance proverb: "The only people who want to buy insurance are people who can't get it." When you are sick or have a pre existing condition, you're no longer insurable. Yes, in 2014 insurers are going to have to offer you coverage, but you will still have to pay for it. Don't wait for the government to help you - it just isn't going to happen.

Having the right life and health insurance is a great investment in your future. Having the right agent is even more important because insurance companies are always changing and changing the rules. Today, your insurance "advisor" is just as important as your lawyer or doctor. 

Not all insurance companies are alike except for one similarity: They are not in business to pay claims. They are in business to collect premiums. Period.

All insurance policies, life and health, have exclusions and loopholes that allow insurance companies to deny claims. Plans and programs endorsed by US HomeSavers and their Member Producers close most of those loopholes.

*ACCIDENT INJURY FACTS

  1. Approximately 1 in 9 persons seek medical attention for injuries every year. (Would you jump out of an airplane with a parachute that has an 11% failure rate? Probably not.)
  2. The 5th leading cause of death is accidents. Over 100,000 people lose their lives by accidental injusry every year.
  3. The economic impact of unintentional injuries amounted to $625.5 billion daollars in 2005 and continues to rise. That was $5,500 per household.
  4. It is estimated that over 24 million people suffered disabling injuries as a result of motor vehicle accidents, work and home accidents in 2006. I know, I handled hundreds of related bankruptcies and foreclosures that year.
  5. Disabling injuries occurre at a rate of 1 every 2 seconds in the U.S.
  6. The  cost of all U.S. injuries was equivalent to 51 cents of every dollar spent on food in the United States.
  7. Over 60% of all personal bankruptcies in the US are medically related.
  8. Nearly 80% of persons facing a medically retated bankruptcy - had insurance in place!

*National Safety Council Injury Facts 2007

logo_united_healthcare_ushomesavers_curt_pifer_health_insuranceWhether or not you already have individual or employer sponsored employee medical benefits, for the sake of $7.67 a week individuals can close some of those insurance policy loopholes and employers can protect themselves from possible lawsuit liability caused by an accidental injury.

This is a must have for small business owners who cannot afford or qualify for medical coverage and employers who do not pay for workman's compensation insurance.

Subscribe To Our Free, Spam Free, Informative Newsletter

Call Curt at 972-818-2500 to find out more!


US_HomeSavers_Golden_Rule_Curt_Pifer_logo

AS YOU CAN SEE, WE ONLY ENDORSE THE BEST COMPANIES AND PRODUCTS. INSURANCE ARE JUST INSURANCE COMPANIES THOUGH. THE SECRET TO HAVING GOOD INSURANCE IS IN THE AGENT - NOT THE COMPANY. US HOMESAVERS' ENDORSED PRODUCERS ARE NOT COMMISSION WHORES AS ARE MOST AGENTS. YOUR BEST INTERESTS WILL ALWAYS COME FIRST

THE RIGHT INSURANCE AND THE RIGHT AGENT CAN MAKE YOU RICH AND KEEP YOU THERE IF YOU USE THOSE RESOURCES PROPERLY. IF PEOPLE FACING BANKRUPTCY AND FORECLOSURE TODAY HAD INVESTED  A LITTLE TIME AND MONEY IN THE RIGHT INSURANCE VEHICLES, MANY WOULD NOT BE LOSING THEIR SAVINGS AND HOMES TODAY! WE CAN ALL HELP MAKE THIS A BETTER COUNTRY AND HAVE A BETTER LIFE TOO!

(This site is currently being remodeled to serve you better so please give Curt a call at 972-818-2500 if you have any questions. We don't bite and you won't get a sales pitch unless you demand it.)

Insurance Facts to "Live" by - Click Here

                                       

GET THE TRUTH WITHOUT FEES, BIAS, RISK OR OBLIGATION.

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We will not sell or give your information to any outside entity. All communications between you and US HomeSavers are confidential, obligation and risk free. We do not Spam our subscribers 

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 CURT PIFER

877-818-2500 

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Disclosure: US HomeSavers is not an insurance company. This site in for information and educational purposes only and is not an offer or soliciation to sell mortgage loans, insurance or securities. Major Medical and Life Insurance products offered by AM Best "A" rated (Excellent or better) companies unless otherwise stipulated. US HomeSavers does not own equity or represent any insurance companies whose information and trademarks appear on this website. The owner of this website is licensed to sell insurance in the state of Texas. All programs represented in this site may not be available in all states. 

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