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US HomeSavers Community

LOSS MITIGATION CAREER PAGE

Mission Statement

"To provide and promote uniformity and credibility within the loss mitigation sector of the mortgage industry with strong emphasis on best business practices, procedural policy, professional ethics and the personal integrity of community members on a national basis."

Eliminate Loan Mod Guru's & Consumer Fraud Don't Pay $100's or $1,000's of Dollars For A Bogus Loss Mitigation or Loan Mod Biz Op Subscribe to Loss-Mitigation-Reality Powered by us.groups.yahoo.com CDPE REALTORS WANTED Find Out More About CDPE LOSS MITIGATION REFERRAL REPS & LOAN MODIFICATION  RESELLERS WANTED You are your Brother's keeper. The only resolution to the ever growing foreclosure crisis is community action. The mortgage companies are too understaffed to handle the onslaught of foreclosures. Homeowners who believe that their mortgage companies really want to help them are mistaken - the company ALWAYS come first. Even good loss mitigation representatives are frustrated by homeowners who turn in crappy applications that cannot be approved. They also have to answer to sometimes questionable management. Our Referral Agent and ReSeller Programs are free and easy so EVERYONE can get involved in solving the foreclosure crisis. There is no need to pay for a loss mitigation training program (most are bogus anyway) or a loss mitigation business opportunity. U.S. HomeSavers Loss Mitigation and Debt Settlement Services no longer recruits outside sales affiliates. Instead, we seek to partner with our Loss Mitigation Reality Group Members and Newsletter Subscribers who are concerned homeowners, real estate professionals and church groups as a Community Effort to combat fraud and render much needed assistance to literally millions of homeowners. There Is Nothing Wrong With Making Money Where do homeowners turn when they are being force fed misinformation by the media, faced with loan modification scams, and worse, their own lenders and servicers do not have the time or resources to "counsel" homeowners facing foreslosure. It's about time the real estate industry woke up and realized the huge opportunity for concerned homeowners and real estate agents to fill the mortgage loss mitigation void. Find Out More About CDPE LOSS MITIGATION REFERRAL REPS A Special Invitation to Our Loss Mitigation Clients You are facing a financial hardship due, in part, to a short or long term financial shortfall. What better way to turn your financial lemon into financial lemonade, learn a new skill and start building something no one can ever take away from you, a small business that you can run from home. Everyone who subscribes to our Loss Mitigation Newsletter and our Loss Mitigation Reality Forum can earn referral fees by simply referring their friends, family and neighbors to US HomeSavers Loss Mitigation and Debt Settlement Services. We will take your referrals preliminary loan modification application over the phone or e-mail our Bank Qualification Datasheet to them without cost or obligation. Once completed. Our processing department will then approve or decline the preliminary application in one business day. Over the last six years, U.S. HomeSavers has developed and refined a proprietary foreclosure/debt solution that does not require any out of pocket expense to the homeowner with the exception of our $97 Loan Modification Pre -Qualification Application and Annual Membership Subscription Fee. As a Referral Rep, we will pay you the entire Application/Membership fee when your referral signs enrolls in our loss mitigation and/or debt settlement service. Join US HomeSavers Loss Mitigation Reality Forum US HOMESAVERS LOSS MITIGATION AND DEBT SETTLEMENT RESELLERS  Please Stay Tuned and Subscribe to our Free Newsletter.  For US HomeSavers Community Members Only!

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Section 1

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 Make Our Brand Your Brand 

 Make Our Products Your Products

Retail & Wholesale Loss Mitigation - Loan Work Out Solutions

Exclusive Mortgage Audit - Forensic Investigation and Report

Life Of Loan Servicing Audit

Pre-Foreclosure Real Estate Liquidation Sales - Short Sales

   Credit Counseling

Debt Settlement

 LET YOUR CUSTOMERS KNOW THAT YOU ARE A REAL PROFESSIONAL WITH THEIR BEST INTEREST IN MIND AND THE RESOURCES TO GET THE JOB DONE RIGHT IN A SCAM FREE ENVIRONMENT 

IF YOU LOVE YOUR WORK AND YOU LOVE TO HELP PEOPLE, YOUR PASSION WILL SHOW AND YOUR BUSINESS WILL GROW.

BE SOMEONE GOD WILL BE PROUD TO KNOW. 

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 Call me: 972-818-2500 

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Unlike our competitors, we offer financing plans and we never take up-front loss mitigation service fees from homeowners. We "pre-qualify" them for a home ownership retention plan or foreclosure prevention solution through our unique, proprietary loss mitigation application process. That is why we have never had a complaint and we want to keep it that way. We are professionals at what we do and we do not take loss mitigation situations we cannot win. When we approve your client's loss mitigation application, your client is going to come out on top - not the bottom. Guaranteed! 

 

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Section 5

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HELP US SAVE AMERICA'S WEALTH & MIDDLE CLASS

 

 

Section 6

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U.S. HOMESAVERS

Hi - my name is Curt Pifer

 

That's me, the thoughtful guy in the red shirt. By the way,  I'm really not arrogant or angry and usually not so long-winded. After 11 plus years in the real estate/mortgage industry, I'm just fed up with so-called "professionals" who care more about their commission checks and do more harm than good to people, their neighbors and communities. 

Back in the olden days, I didn't have to sell someone a crappy mortgage to make a living. (ARM Loans are for rich, stable people not poor people you DooDoo Heads) There was (and is) no need to load up a client with high points or BS fees and in my entire career, I NEVER had a deal unwind at the closing table. Nor were my clients EVER surprised at closing. Our business philosophy is to do a LOT of deals by building a pipeline of customers and contacts who TRUST YOU to do your professional best like a doctor or a lawyer. What we do is just as important to this world as any other PROFESSION. We are not used car salesmen or ambulance chasers. It's about time somebody addressed the issue of professionalism in our trade in a manner that is not self-serving - like your local Board of Realtors ™ or your local real estate investment club.

A simple attitude change and a step back towards High Ethical Standards and Professional Honor could bring you more business than you can handle and a reputation for being the best in your field. We only work with the best and we don't accept everyone and anyone into our elite network of true real estate and mortgage professionals.

OKAY! If You Aren't Bored Or Offended Click Here To Learn More 

Section 7 

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FORECLOSURE RATES ARE STILL CLIMBING

One of our Loss Mitigation Reps at Countrywide Home Loans told us that (March 2006) was the worst "Black Tuesday" (Foreclosure Auction Day) they have ever had. Guess what? It's even worse going into 2008! As of today, June 5th, 2008 - over 1,000,000 homes are in "active" foreclosure according to a report by CNN. 2009 is also seeing hundreds of thousands or foreclosures and foreclosure filings every quarter.

In 2007, over 700,000 (twice that amount actually) homes were in foreclosure. That is nearly twice the number of foreclosures predicted earlier this year. Where are you as a Realtor, Loan Originator or Investor?

At last count, over 1,390,000 homeowners face foreclosure every single day. 2,000,000 ARM loans will reset in August or October this year. Mortgage companies are so overwhelmed with the number of foreclosures that their loss mitigation personnel are overburdened to meet both their collection and customer retention quotas. They are also, in most cases, poorly trained to resolve troubled mortgages in a fair, logical manner. Some mortgage company reps are just plain predatory, mean and unwilling to discuss or offer alternatives to aggressive repayment plans with their customers. That is where we (you) come in.

The reason you are on the web page is because U.S. HomeSavers, quite literally, has more leads across the country than we can handle. We need trained professionals all across the country. You have to remember, we are not Guru's, we actually practice what we preach in our own real estate practice in North Texas.

We charge defaulted homeowners an affordable fee based on their existing mortgage payment or ability to pay - not their credit history. The underlying philosophy is if the homeowner can't afford our loss mitigation fee, they most likely can not afford their house payments either.They will HAVE to sell to avoid foreclosure and it is up to us to get the job done which helps avert loss mitigation and investor scams so prevalent today.

 That being said, if homeowners are not willing to invest in themselves in order to save their homes, they will most likely fail at any long-term solution to their mortgage problems and will eventually lose their home anyway. Sad but true. We are here to help but can only help those people who are willing to help themselves. If we can't help them retain home ownership, you could be in the unique position of helping them liquidate their property and also get paid for your efforts.

Now that the bankruptcy laws have changed in favor of the creditors, homeowners facing foreclosure really need your help more than ever. There is no automatic bankruptcy protection any more. Its gone! It is said that over 80% of Chapter 13 bankruptcies are dismissed. To whom is the homeowner goint to turn when bankruptcy becomes unviable? That would be you and we can still save the day for your customer.

But mortgage companies also need our help finding permanent solutions to their lack of ability to fairly and effectively work with distressed homeowners. A big part of our job is to help the Mortgagees turn non-performing mortgages into performing mortgages for their investors. Homeowners, mortgage companies and their investors need all our help and the rewards are many.

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Section 9

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We don't make our living selling business opportunities, we actually make our living doing real estate transactions, loss mitigation, short sales and "related" Internet Marketing. Property owners and their mortgagees need your help and so, likewise, do we.

NETWORK EXECUTIVE SUCCESS FORMULA

1. You must have sales experience preferably with mortgage origination, real estate brokerage, or real estate investment knowledge. Licensed professionals preferred as we do not teach Real Estate and Mortgage 101.
2. Office or professional home office to include a dedicated "business" line with unlimited long distance, a dedicated fax and fax line and internet access, preferably high speed.
3. Must be computer literate, first level e-mail account (no hotmails, Yahoo's or Gmails or such) with full Windows or Linux and Office suite. We will not Spam you or give out your e-mail address to non-members.
4. You must be generating your own leads and/or have an adequate marketing and advertising budget to sustain an on-going ad campaign. At least $400/$1,500 a month for advertising or the ability to generate your own leads.
5. Present a professional but friendly image and have a clean car. A caring personality would be helpful.
6. Must be able to follow instructions to the letter and have a flexible schedule. Must be able and willing to work days, nights and weekends. No sluffers here!
7. Must have good communication skills and be able and willing to work with a culturally and economically diverse customer base. Rich, poor, black, white, green, Hindu, whatever.
8. Just be a good, honest person with a stout work ethic. We are here to help people, not hurt them.
9. Elcectronic Fax - we recommend MyFax as we have found E-Fax to be very intrusive and hard on your computer hard drive and operating system. Electronic fax gives us the capability to e-mail large document packages which are common. Paperless Mortgage Business my rosey red hiney!
10. Don't be a Know It All. If you are not willing to learn and follow instructions, we do not need you or your money. We are here to help each other prosper even in this tough real estate and mortgage market. Be a leader and a team player.

If you can meet or exceed the above qualifications, you will very likely succeed  and have all the business you can handle.  There are no short cuts to success, no overnight sensations. You have to have a formula for success, a plan and execution skills.

You see, every single element or sub-element of a real estate transaction is commissionable: Leads,  loan origination, loan brokering, real estate agency fees, etc. Through our network, you can "monetize" nearly every single lead - we will show you how. We will, from time to time, send you our leads in your area. That is why we have a Real Estate Affiliate Program. We need trained professionals in virtyually every market.

Section 10

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HOW TO BECOME A U.S. HOMESAVERS BUSINESS & PROFESSIONAL ASSOCIATION MEMBER

This is a one year commitment that automatically renews on the anninversary date. Basically, your first transaction will reimburse your licensing fee for the entire year.

Unfortunately, we have been defrauded by unscrupulous individuals who use our proprietary methods to defraud distressed homeowners. Since you are receiving proprietary information, documents, text and training, you cannot cancel or chargeback your enrollment fee and there are absolutely no refunds. Credit card chargebacks will be regarded as fraud and reported to your credit card company as such. If you want to quit for whatever reason, just let us know. You can cancel your Business and Association Membership at any time but again, there are no refunds. Cruel but fair, don't you think? We will always replace or repair defective software and materials.

The US HomeSavers Loss Mitigation Association Subscription Fee is only $97 for which you will receive

We don't "sell" our program nor do we need your money to keep the doors open. We do need your decisiveness and commitment that you will work this program for at least 12 months but ...

 

Section 11

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 Thank you for taking the time to read this inexcusably long page!

Section 12

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Curt Pifer: 972-818-2500 For Your Entry Interview

 or cpifer@ushomesavers.com For More Info.

Finished Your Interview?  Click Here To Start   Your Check Is Welcome Too!             

       

 U.S. HomeSavers is not associated in any way with Homesavers USA, Southern Residential Services, United HomeSavers, US Loss Mitigation, ForeclousreMBA or their affiliates. HomeSavers, as it pertains to the default services or loss mitigation industry is a copyright of iCore Capital Consultants, Inc. Trademark pending.