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FORECLOSURE  PREVENTION * LOSS MITIGATION * MORTGAGE AUDITORS

SAVE YOUR HOME AND PROPERTY AMERICA!


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 "Oh, that You would bless me indeed, and enlarge my territory, that Your hand would be with me, and that You would keep me from evil, that I may not cause pain." So God granted him what he requested.                                                                           I Chronicles 4:10  

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 Home Ownership Preservation & Loss Mitigation Services

Coming Soon: Foreclosure Talk Radio & USHS En Español!

THERE IS ABSOLUTELY NO REASON TO LOSE YOUR HOME, COMMERCIAL OR  INVESTMENT PROPERTY TO FORECLOSURE! YOU ARE NOT ALONE. MILLIONS OF PEOPLE FACE FORECLOSURE EVERY DAY. THE SMART ONES TAKE ACTION. WE CAN PUT YOU BACK IN CONTROL. 

YOU JUST NEED THE RIGHT PARTNER(S) WITH THE RIGHT KNOW-HOW. AS PARTICIPANTS IN BOTH "PROJECT HOPE" AND FANNIE MAE'S "HOMESTEP" PROGRAM WE ARE CONFIDENT THAT YOUR HOUSING SOLUTION IS ONE CALL OR A MOUSE CLICK AWAY. THE CHOICE IS YOURS. YOU CAN TURN YOUR MISERY, DOUBT AND CONFUSION INTO A BRIGHTER FINANCIAL OUTLOOK TODAY OR YOU CAN DO NOTHING AND KEEP ON DOING WHAT YOU'RE DOING. IN THE WORDS OF DR. PHIL: "HOW"S THAT WORKING FOR YOU?" 

U.S. HOMESAVERS IS THE ONLY LOSS MITIGATION SERVICE COMPANY THAT DELIVERS A TANGIBLE PRODUCT AND A GUARANTEED POSITIVE RESULT TO YOUR FORECLOSURE PROBLEM.
 

FORECLOSURE FACTOIDS!

ANOTHER ROUND OF FORECLOSURES IS COMING DOWN THE PIKE IN AUGUST, 2008 AND YET ANOTHER WAVE IS HEADED OUR WAY IN OCTOBER. WE ARE WELL AWARE THAT THE MASS MEDIA IS TELLING YOU TO CONTACT YOUR LENDER FOR A SOLUTION. WE AGREE THAT YOU SHOULD, AT LEAST, GIVE YOUR LENDER THE OPPORTUNITY TO HELP YOU AT LEAST ONCE BUT ONLY FOR A SHORT PERIOD OF TIME BECAUSE THE FORECLOSURE CLOCK DOES NOT STOP TICKING.

HERE'S ANOTHER ASTOUNDING REVELATION FOR YOU: THE HOUSING BILL THAT PRESIDENT BUSH SIGNED HAS NO PROVISION TO HELP DEFAULTED HOMEOWNERS WITH BAD CREDIT AND HIGH DEBT RATIOS.

ONLY THOSE WITH "DECENT CREDIT" WILL QUALIFY FOR GOVERNMENT BACKED REFINANCING OF ADJUSTABLE RATE MORTGAGES. THE TOTAL NUMBER OF HOMEOWNERS WHO RECEIVED HELP (REFI'S OR LOAN MODIFICATIONS) FROM THE HOPE NOW ALLIANCE IS 15% AND FALLING. THE GOVERNMENT IS PREDICTING THAT ONLY 400,000 HOMEOWNERS WILL QUALIFY UNDER THE NEW HOUSING BILL. PLEASE DO NOT GET LULLED INTO INACTION. THAT IS LESS THAN 10% OF SUB-PRIME AND ALT-A BORROWERS  FACING INCREASED MORTGAGE PAYMENTS AND FORECLOSURE.

IF YOU HAVE A SUB-PRIME MORTGAGE LOAN, THERE IS A VERY GOOD CHANCE THAT YOUR LOAN IS UNENFORCEABLE OR HAS ENOUGH DISCREPANCIES TO MAKE A LEGAL CASE. THERE MAY BE LEGAL REMEDIES  TO COLLECT TREBLE DAMAGES,  MORTGAGE FEES AND INTEREST REFUNDS OR JUST GET A NEW, MORE AFFORDABLE LOAN WITH YOUR CURRENT LENDER. 

AS CHARTER MEMBERS OF OUR LOCAL ACORN HOUSING CHAPTER, WE CAN TELL YOU THAT EVERY NON-PROFIT HOUSING COUNSELING SERVICE IN THE COUNTRY IS JUST AS OVERWHELMED AND UNDER-STAFFED AS YOUR MORTGAGE COMPANY OR SERVICER'S LOSS MITIGATION DEPARTMENT. BESIDES, THESE COUNSELING SERVICES ARE DESIGNED TO HELP THE POOR AND UNDER-PRIVILEDGED NOT THE AVERAGE JOE OR JOETTE.

IF YOU ARE ALREADY IN A BOGUS "FORBEARANCE" PLAN WITH YOUR LENDER OR SERVICER,  THEY ARE PROBABLY IN VIOLATION OF STATE AND FEDERAL COLLECTION LAWS. WE CAN FIX THIS IF YOU MAKE THE CALL.

YOUR LENDER IS NOT PLAYING FAIR. THEIR JOB IS TO COLLECT PAYMENTS FOR THE INVESTOR WHO OWNS YOUR LOAN. IF YOU WANT A SO-CALLED "FORBEARANCE" PLAN THAT REQUIRES A HUGE DOWN PAYMENT AND UNREALISTICLY HIGH MONTHLY PAYMENTS, JUST CALL YOUR MORTGAGE LENDER OR SERVICER. THEY WILL GLADLY ASSIST YOU. OTHERWISE, CALL US FOR AN AFFORDABLE FORECLOSURE SOLUTION: 877-818-2500 or 866-818-2502 TODAY. 

YOUR FRIENDS, FAMILY AND CO-WORKERS DON'T PAY YOUR BILLS; YOU DO. FIND OUT WHERE YOU "PERSONALLY" STAND BEFORE YOU MAKE IMORTANT FINANCIAL DECISIONS. BAD ADVICE IS THE NUMBER ONE CAUSE OF UNNECESSARY EXPENSES AND AVOIDABLE FORECLOSURES.

CALIFORNIA PEOPLE WE HAVE A SPECIAL PAGE FOR YOU. BEWARE OF SO-CALLED "WALK AWAY" PROGRAMS. FANNIE MAE, FREDDIE MAC AND FHA ARE WATCHING. WHY PAY $1,000 TO A COMPANY THAT PROMOTES AN UNETHICAL PRACTICE WHERE, IN SOME STATES, IT TAKES UPWARDS OF A YEAR TO FORECLOSE ANYWAY! AN INVESTIGATIVE MORTGAGE AUDIT WILL DETERMINE IF YOU  NEED A LAWYER OR IF YOU NEED A COMPETANT, LICENSED REAL ESTATE PROFESSIONAL TO MITIGATE YOUR FORECLOSURE SITUATION. IT'S THE LAW IN SOME STATES!

IF YOU DO NOTHING TO ATTEMPT TO SETTLE YOUR MORTGAGE DEBT, YOU MAY NEVER OWN A HOME AGAIN. STARTING ON OCTOBER 1ST, 2008, HOMEOWNER ASSISTANCE PROGRAMS WILL GO BYE-BYE. ALL LOANS WILL REQUIRE DOWN PAYMENTS OF 3.5% to 20% BASED ON YOUR CREDIT SCORE. LET'S SEE IF WE CAN FIX YOUR EXISTING MORTGAGE AND SAVE YOUR HOME FIRST. IF NOT, OUR REALTOR NETWORK OF TRAINED MORTGAGE MEDIATORS AND SHORT SALE NEGOTIATORS CAN KEEP YOU IN YOUR HOME FOR LONG, LONG TIME AND HELP YOU SETTLE YOUR DEBT HONORABLY.

THERE IS NO SUCH THING AS A "LOAN MODIFICATION COMPANY" AND PLEASE DON'T BE MISLED BY SO-CALLED "CERTIFIED" LOSS MITIGATION SPECIALISTS WHO CONTACT YOU VIA PUBLIC NOTICES OR FORECLOSURE LISTS AND NEWSPAPER FORECLOSURE POSTINGS. ONLY HUD PROVIDES LOSS MITGATION TRAINING FOR ITS EMPLOYEES AND EMPLOYEES OF HUD CERTIFIED NON-PROFIT HOUSING COUNSELORS. OTHER CERTIFICATION PROGRAMS ARE TOTALLY BOGUS. A TRAINED, LICENSED AND BONDED REAL ESTATE OR MORTGAGE PROFESSIONAL IS YOUR BEST HOPE TO SAVE YOUR HOME OR AVOID FORECLOSURE.

IF YOU RESIDE IN CALIFORNIA, COLORADO, MISSOURI, ILLINOIS, INDIANA, MINNESOTA, NEW JERSEY OR MARYLAND, YOU LIVE IN A STATE THAT REGULATES THIRD PARTY LOSS MITIGATION SERVICES. US HOMESAVERS IS THE ONLY LOSS MITIGATION SERVICE COMPANY THAT IS COMPLIANT IN ALL 50 STATES. 

U.S. HOMESAVERS BEEN AMERICA'S MOST TRUSTED AND RELIABLE LOSS MITIGATION SERVICE COMPANY FOR NEARLY SIX YEARS. WE ONLY ENGAGE LICENSED AND BONDED REALTORS OR MORTGAGE PROFESSIONALS TO ASSIST YOU. REGISTER FREE OR MAKE THE FREE CALL TODAY. YOU'LL BE GLAD YOU DID.

CALL OUR HOME OFFICE TODAY: 877-818-2500

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Dallas County, Collin County, Denton County, Tarrant and neigboring counties

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U.S. HomeSavers

YOUR HOME IS THE FIRST CORNERSTONE OF PERSONAL WEALTH CREATION. DON'T GIVE UP WITHOUT A FIGHT OR, AT LEAST, KNOWING WHAT YOUR REAL OPTIONS ARE. WE CAN FIX YOUR MORTGAGE.

IT'S NOT ALL DOOM AND GLOOM NO MATTER THE MEDIA HYPE. WE CAN CREATE "THE" MOST POSITIVE RESULT FOR YOU AND YOUR LENDER. 

 WE LEAVE NO STONE UNTURNED. GET PRE-QUALIFIED FOR THE RIGHT LOSS MITIGATION SOLUTION AND GET BACK ON TRACK TO A SECURE FINANCIAL FUTURE.

THE SOONER YOU START, THE SOONER THE RECOVERY.

CALL CURT: 877-818-2500 OR CLICK HERE 

Hello,

Welcome to the one and only, the original U.S. HomeSavers.com based out of Dallas, Texas. We have worked hard over the last five  years to create a safe haven for distressed home and property owners to find solutions for tough financial challenges. Quit worrying and start doing. There is no reason to go through this on your own. Use our real estate and mortgage experience to make the system work for you starting today and get happy again. There are brighter days ahead. Don't let foreclosure take charge of you - you take charge of your foreclosure. 

Many loans funded during the "boom" years of 2002-2006 were performed with legal violations. Although only a fraction of the loans were funded with blatant disregard for the law, the majority of loans have significant violations resulting from carelessness, greed or just innocent oversight by the lender and/or broker. However, no matter why these violations were performed by the lender, these violations carry EXTREMELY stiff financial penalties for the lender, and can  result in SERIOUS legal consequences to the lender, such as forcing the lender to refund all interest paid to date back to the borrower.

A Comprehensive Mortgage Compliance Review is critical ingredient to convincing your lender to give you a new loan that you can afford!  

Be one of the 3% of smart homeowners who face the facts, find the solution and then do something about it. You might qualify to get lower payments, a lower loan balance or, in some cases receive three times your loan amount in damages or even have your mortgage nullifiied. No, we are not lawyers and we do not give legal advice. We have lawyers for that. But we can perform the very same technology driven Mortgage Compliance Review System used by attorneys and banks to audit your loan for predatory lending, predatory collection practices, Federal, State, County and Municipal compliance violations and disclosure issues. If the law or your rights were violated, an attorney will contact and counsel you for free.

ONLY US HOMESAVERS GIVES YOU THE CHOICE TO LITIGATE OR MITIGATE!

If your mortgage compliance review does not merit legal action, U.S. Homeowners will mitigate your foreclosure at no or minimal cost to you. Most people just want to be treated fairly and save their homes. Getting expert, first-hand advice from experienced, knowledgeable and friendly professionals is key to resolving your foreclosure situation - if you really care about your home and have a sense of personal pride to do the right thing. You are not alone.

Please do not be to proud or embarassed. We have seen and heard it all: Loss of employment or income, bad money management, illness, death, divorce, incarceration, substance abuse; you name it. There is absolutely no reason to be embarrased or ashamed UNLESS you do nothing or wait too long for help. Every single day that goes by leaves you with fewer loss mitigation options, runs up your cost and leaves you vulnerable to crooks and scavengers who will steal your equity and/or take your money without remorse. We, nor any professional associate in our network will ever treat you with anything but kindness, understanding and respect.

Please take the time to read and understand this page even though it is a little (terribly) lengthy. You don't really have to read the whole website or even this home page to know we are the best at what we do - loss mitigation. If your home, long-term financial security and credit are important to you, it will be time well spent. We are here to inform, educate and guide those who can and will help themselves. We offer:

  • Free Foreclosure Advice by Phone - No Pressure, no sales pitch
  • Free and Confidential Online Application (Secure Page, Free White Paper.)
  • If you have your original mortgage application and closing documents, we can perform and deliver a comprehensive forensic compliance review for legal violations and discrepancies. We can provide attorney counseling and loss mitigation services. Only U.S. HomeSavers offers this level of professional service.
  • Total Privacy is 100% assured - we won't sell your name as most sites do so you will not be hounded by foreclosure opportunists.
  • Free Foreclosure Avoidance Newsletter - Get the truth from experts. 
  • Free Short Sale Assistance - Realtor™ Assisted Pre-Foreclosure Sale if needed. Remember, we want to save your home if we can.
  • Fully Supported Do It Yourself Loss Mitigation and Foreclosure Prevention Programs - Use our Mortgage Compliance Report to negotiate your own mitigation with our assistance.
  • Full Service Homeownership Retention, Loss Mitigation and Foreclosure Prevention Programs. (Save time and a ton of money.)
  • Turn your foreclosure into a cash windfall and rebuild your life without walking away.
  • US HomeSavers *Household Business Management System - get control of your finances. Patent pending, simplified and customized for our customers by the Burkwood Corporation. "How To Keep Money" 
  • Legitimate, affordable Credit Restoration Service provided by Attorneys and Para-legals after your foreclosure is mitigated.
  • Bi-Weekly Mortgage Plans with your lender to pay-off your mortage in about one third less time, cut your effective interest rate, rebuild equity, restore your good name and credit, save 10's of $1,000's if not 100's of $1,000's of dollars on your home mortgage and retire wealthy.

But first, we need to take care of your mortgage problem - today. U.S. HomeSavers helps distressed homeowners determine their best home ownership retention or foreclosure avoidance option(s) on an individual basis.

We help homeowners, their families, their neighborhoods and communities avoid the blight of foreclosure. That is our job. Don't become a third class citizen. Join our HomeSavers Community by subscribing to our Newsletter at the bottom of this page. We are here to help you and build for the future. Homeowners, Real Estate and Mortgage Professionals are all welcome. 

 

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 In over five years of service, we have never had a complaint for three very important reasons:

1. We are not a "Foreclosure Rescue" company. We have no interest in obtaining ownership of your home through Deed Conveyance, Sale Leaseback or Land Trust schemes. U.S. HomeSavers does not invest in real estate, therefore, there is never a conflict of interest. Our top priority is to provide you with options to save your home and your dignity. We have saved a marriage or two as well.

If you receive phone calls or mail from people who got your contact information from a posted Newspaper or Courthouse Notice, we strongly advise that you ignore these solicitations, even bankruptcy attorneys who promise foreclosure relief. Get the facts first by calling us toll free at 877-818-2500 

2. U.S. HomeSavers does not ask for or accept Loss Mitigation Service Fees up front. We don't take on loss mitigation situations we can't win. Our unique, confidential application process is the most thorough foreclosure prevention, pre-qualifcation service available anywhere - period. If we do accept your loss mitigation application, we guaranty positive results. Get the facts and know all of your options BEFORE making any important decisions and before you invest in any foreclosure prevention service- including ours! Just remember this little slogan:

 Good Applications get Good Results.

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As we are a  PayPal Verified company and eBay Network Partners, our reputation is more important than your money. Know where you stand and know who you are dealing with. You will get a good result.

 

3. YOUR PRIVACY IS ASSURED. Unike other foreclosure websites, we do not harvest names and sell your information to real estate investors or bogus loss mitigation companies. As fiduciaries and members of the ACH Network, we are bound by the Patriot Act, State and Federal Privacy laws and Federal Banking rules under Regulation E. Why would you even think of calling anyone else?

877-818-2500

 Free, Secure, Confidential Online Application

We have been America's Home Ownership Preservation Experts under the same name and management since 2002. We are real estate and mortgage consultants providing retail loss mitigation services to the public and wholesale loss mitigation and business development services to a growing network of real estate industry professionals who wish to offer their customers, legitimate home ownership retention and foreclosure avoidance solutions.

When you subscribe to our Newsletter, you also join our growing community of homeowners, real estate agents and mortgage professionals. You become part of a community that is dedicated to the "best practices" of home ownership, acquisition and retention. We have an affordable, honest mortgage solution for almost everyone. We offer all of our clients legitimate, proven income enhancement opportunities. We offer Bi-Weekly Mortgage Payment Plans. We also have the legal teeth to help you if necessary. If you are "really" looking for a long term solution, this is your chance to get things right with absolutely no risk.

When you take advantage of our comlimentary, online, secure Registration page, you will receive a Free Copy of our Foreclosure Prevention White Paper. Our White Paper may be the only piece of information you need to cure your foreclosure woes. Oh! Your Privacy is assured and no salesman will call.

click here for immediate help 

 24/7 Free, Secure and Confidential Online Application or Free To Ask A Question via E-mail or Live Chat 9:00 to 5:00 CDT (M-F)

Have a Question? E-mail us. We will take our favorite question and post the answer in our Free Foreclosure Prevention Newsletter - anonymously , of course. Subscribe below.

Folks, no other loss mitigation company in the country has the resources we have to save your home or otherwise prevent foreclosure. From the most humble home to million dollar mansions, apartment complexes and strip malls - we have a mortgage solution for almost everyone facing foreclosure anywhere in the continental United States.

We wanted to share our company prayer with you in the hope that you will use it because it is the Prayer for abundance we all deserve. We believe in the power of prayer but "if you want more out of life, you have to expect more from yourself." (Dr. Phil) We want for you to understand that this company and our entire Realtor Affiliate Network embrace the Golden Rule to treat others as we would like to be treated. Prayer by itself, however, will not fix your current financial, mortgage and housing dilemma. You have to seek guidance from friendly, knowledgable professionals and take "positive"action. You will get a positive result. Or you can do nothing and wait for the Sheriff to eject and your belongings from your home. The choice is yours.

WE SPECIALIZE IN FIXING TROUBLED MORTGAGES

If you can no longer afford your mortgage or if you have already defaulted on your mortgage, you need an experienced partner you can trust and you have come to the right place for real help. You are up against trained, professional "collectors" whose job, first and foremost, is to collect a debt - not save your home. Saving your home is secondary. Their job is to squeeze every nickel they can out of you THEN foreclose when you can no longer keep up with their horrible repayment plans which they deceivingly call "forbearance" plans. Our job is to make sure that these collectors play by the rules with saving your home being our "top" priority.

Calling us for help is painless. We have an affordable foreclosure prevention solution for almost everyone and we absolutely guaranty immediate peace of mind if you take immediate action. We also 100% guaranty that you can afford professional help even if you think you are dead broke. Do not pre-judge your situation on your own. In so doing, you are seriously under-cutting your chances for a positive solution and your initial consultation is free.

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HOW CAN WE DO THIS?

U.S. HomeSavers can offer free consultations because we and our Realtor Network already have established real estate practices in our local markets. In other words, we are already successful real estate professionals and we don't rely on loss mitigation service fees to make a living as our competitors do. In fact, if you are so broke and unable to afford professional help, we can still help you for free. You have nothing to lose by calling us at 877-818-2500.

Our unique Loss Mitigation Application process is accurate, simple and effective in helping to determine your best course of action. We have no agenda except to provide you with accurate information so you can make a good "financial" decision to keep your home or, if necessary, liquidate your home as a pre-foreclosure to avoid having your home repossessed. That choice is always yours to make - nobody elses; even us.

Think of it this way: As a homeowner, you are more than just an ordinary person. You are a property owner and therefore a small business owner and investor in your own right. As we said, your home is the very cornerstone of your personal wealth and well being.

Running a successful household is like running a business. Someone has to be in charge and make if grow. Your property is most likely your biggest, most expensive investment. Even in a down market, your home is worth 10's or $100's of thousands of dollars.  It doesn't really matter if your house is worth $50,000 or $5,000,000, it is your stake in the world. It is the gateway to wealth creation and a successful, worry freee retirement. Protect it, fight for it, make it grow. We can help you.

Don't be a loser or a victim; be a winner! We are professional real estate consultants and we can do this together. 877-818-2500 or

Click Here For Our Free, Confidential Online Application.

STILL NOT CONVINCED?

Okay, so you are having some financial difficulty or maybe you made a bad investment decision. You might have been completely hornswoggled by an unscrupulous mortgage broker and a crappy real estate agent. You need to think like CEO or investor to protect your investment, credit and your assets. You need an experienced ally to help undo the damage and get back on firm financial ground. That is what we do. There are brighter days ahead.

If you have an Adjustable Rate Mortgage that is due to reset or has already reset causing you to miss mortgage payments or other debts, please pick up the phone and call us now! We will not leave you hanging like the Governement's failed HOPE NOW project. We can pre-qualify FHASecure Loans in all 50 States. Yes, we can help lower your interest rates and manage your mortgage payments if not through FHASecure, through our BiWeekly Mortgage Association. More about that later.

We offer FREE LOSS MITIGATION  COUNSELING for everyone who calls or applies online with no sales pitch or pressure - just the facts! Some folks just need a little nudge in the right direction to handle their own foreclosure solution. Others will want to take advantage of our full service loss mitigation service option. We have an affordable solution for everyone. We really do care.

*Special Announcement*

U.S. HomeSavers is a member of the ACH Network. ACH is regulated by the National Automated Clearinghouse Association and the Federal Reserve Bank under "Regulation E" for Electronic Funds Transfers. We are the only Loss Mitigation Service Company in America that accepts checks.

This gives our loss mitigation clients another layer of protection against consumer fraud although U.S. HomeSavers has never had a single complaint since its inception in 2002.

ACH is a service that gives our customers a Government regulated electronic bank debiting option for payment plans to save their homes and bi-weekly mortgage payment options after successful loss mitigation. Yes, we can save your home, help rebuild your credit and financial security.

Ask us how: Toll Free 877- 818-2500

Our primary goal is to save your home and permanently resolve your foreclosure situation for the long term. Saving your household and credit is our business. Find out more when you register for our FREE CONSULTATION.  

THINK!

Credit is no longer easy to obtain even if you have good gredit. If you have bad credit or get foreclosured on, you may not even be able to rent a decent apartment or house to live in today. As you will see below, 99% of foreclosures are preventable. Don't wait until the last minute "hoping" for a miracle. We have a solution for just about everyone.

According to a recent survey conducted by Fannie Mae, only 66% of respondants in delinquency or facing foreclosure were aware of the their options to save their homes or otherwise avoid foreclosure. Why? Because in most cases, lenders or servicers do not advise you of your best options; they give you THEIR best option to collect your money, earn commissions and bonuses by offering or demanding unaffordable repayment plans. It's a game and you are the the ball being batted around.

Collectors are highly trained and skilled. They are paid commissions and bonuses  to collect money and can lose their jobs if they don't make their quotas. Now, do you see why you may not be able to negotiate your your own best deal? Hello folks; the odds are stacked against you and that is the truth! If you are going up against an experienced professional, doesn't it make sense to have an experiendced professional on your side?

Even though the law requires lenders and servicers to advise you of ALL YOUR OPTIONS - they do not. Even though Federal law requires collectors to abide by the Fair Debt Collection Practices Act, they don't. Federal and State laws also forbid collectors from being abusive and deceptive. That is why you need professional help from people you can trust. U.S. HomeSavers and our licensed real estate and mortqage professionals are here to help you.

Please Get Professional Help Today.

LOSS MITIGATION

When you get behind on mortgage payments, things get scary very quickly. Since December of 2002, U.S. HomeSavers has provided top-notch loss mitigation (foreclosure prevention) services to distressed home and property owners all over the country. All other "HomeSavers" services are merely copy cats. This is not just about loss mitigation, it's about "life" mitigation too.

DEFINITION: MITIGATE

mit‧i‧gate[mit-i-gayt] verb, -gat‧ed, -gat‧ing.
–verb (used with object)

1. to lessen in force or intensity, as wrath, grief, harshness, or pain; moderate. (your lender or servicer)

2. to lessen the serverity of loss (as in costs and damages caused by foreclosure and other life situations)

3.

to make (a person, one's state of mind, disposition, etc.) milder or more gentle; mollify; appease.

You are not alone. Over 2,600 distressed and defaulted property owners visit this site every month from all over the country. We have a growing, nationwide network of local representatives to assist you but if we don't have a representative near you, we can handle your questions and provide the help you need from our main office in Dallas, Texas. All Loss Mitigation Cases are processed from our Dallas office. See us in the AT&T Yellow Pages under FORECLOSURE SERVICES.

Somewhere between 80 and 115 people a day visit this page.  What is frustrating to us is the fact that only about 10% of our daily visitors take action or ask for the FREE ADVICE to get the help they need, sleep well at night and get their lives straight. There is no need to feel embarassed or ashamed. We have heard it all in five years. No one in our organization will ever talk down to you. We have nothing to sell you - we will provide you with unbiased, honest options. C'mon - get help now.

An authorized U.S. HomeSavers representative WILL NEVER, ever attempt to sell you over the phone and certainly not ask you to just send money as our competitors do. That has been our policy for nearly five years and that policy will never change. You can also subscribe to our FREE FORECLOSURE PREVENTION NEWSLETTER at the bottom of this page to help you better understand the foreclosure process and foreclosure solutions.

We are not bankruptcy attorneys or investors.  We are the only nationally branded, 3rd Party Loss Mitigation Company and we only work with the best legal and real estate professionals in their field to help us provide the right real estate or mortgage solutions for you. Most of our Network Affiliates are licensed and bonded real estate or mortgage professionals specially trained in Home Ownership Preservation and Foreclosure Prevention. As members of the U.S. HomeSaver Community they are bound to do what is right for you.

*We are affiliated with a Federally Chartered Savings Bank that understands your situation and offers an FHA backed "Second Chance" refinance loan for qualified, distressed homeowners without excessive fees and punitive interest interest rates - We can help convert your Adjustable Rate Mortgage to a 30 Fixed rate mortgage at 7% to 8% depending on your particular circumstances.

*U.S. HomeSavers and its Affiliates have a feduciary responsibility to do what is right for you. There is no loss mitigation company in the country that delivers the level of service we do; no brag, just fact.

*As a third party loss mitigation company, we can and effectively renegotiate  your "existing" loan or otherwise prevent your impending foreclosure through legal and ethical means - guaranteed! It is far less expensive (1/3rd to 1/8th) to fix your existing loan than it is to obtain a new loan especially if you have bad credit. Loss Mitigation is also less expensive and less damaging to your credit than a bankruptcy in which 80% of homeowners fail. Uninformed homeowners usually end up with a bankruptcy AND foreclosure.

Secondly: U.S. HomeSavers nor any of its authorized affiliates will EVER ask you to pay money up front. Our standard, online loss mitigation application process  is absolutely risk free, confidential and there is no obligation for you to hire us after your initial consultation. Our formal loss mitigation application process is guaranteed to give you accurate, no-nonsense solutions to your mortgage problem fast! We won't dilly-dally around or leave you hanging.

You need honest answers in order to make the right decisions and we will provide those answers. Our only agenda is to give you options to consider and prevent your foreclosure. You pick the option that is right for you. Right now, you need a partner you can trust to do the right thing. The choice is yours.

Finally: A solution to your mortgage problem is based on your individual circumstances and ability to pay, not your credit score. Most of our services are absolutely cost effective or absolutely free. If we cannot provide you with a satisfacory Mortgage Solution, our foreclosure prevention service costs you absolutely nothing. The fact is, we can help everyone who takes action early in the foreclosure process. Are you ready for some help now or are you going to sit there and suffer until it is too late? Get Help Now! Or just call us toll free at   

877-818-2500

WE ARE ADVOCATES FOR ALL PROPERTY OWNERS

All of our agents are pre-screened to be good, honest people with a sincere desire to be of service. None of us are miracle workers however. You are ultimately responsible for finding a solution, we are just here to help you.

Don't wait around hoping for a miracle to save you. The sooner you get help, the sooner your probelm will go away. Denial and time are your enemies. Whether you are a homeowner with a single property or an investor with multiple properties; residential or commercial - we can help.

U.S. HomeSavers is proud to promote and participate in PROJECT H.O.P.E.

Unlike the Governments Hope Now fiasco, Project Hope has been around for years. The Home Ownership Preservation Enterprise  is a mortgage solution consortium comprised of major mortgage companies like Countrywide Home Loans, Homecomings Financial, Option One and Ocwen Mortgage Services, among others. Non-Profit debt and housing counselors also participate along with a growing number of city governments like Chicago, Dallas and Houston. We also work with FHA and VA in addition to conventional lenders. We have advocates within the system to help us help you.

We have "dedicated" Loan Officers at Colorado Federal Savings Bank, Member FDIC and Wells Fargo's new FHA Division which gives U.S. Homesavers the opportunity to prequalify homeowners nationwide for government insured, fixed rate 2nd Chance Refinancing of their conventional ARM Loans, purchase loans for first time buyers and real estate investors.

There is help available if you want it so why go it alone? We are only a free phone call or mouse click away. Don't wait until the last minute to get help or you will surely get ripped off AND lose your home. Your legitimate options dwindle every day and there are plenty of scam artists ready to take advantage of your desperation. We do offer a "last minute" solution from real attorneys but let's not go there. If you are 60 days or more behind on you mortgage call us. Don't be a victim; be a victor.

OF INTEREST TO SENIOR CITIZENS

Reverse Mortgages: Senior citizens can be particularly vulnerable to predators. If you are a senior citizen or know of a senior having mortgage difficulties, please call us. A reverse mortgage is, simply put, an opportunity for seniors to cash out their equity to pay off their existing mortgage or other bills, continue to live in their home for free and receive a lump sum or monthly payments based on their equity. Reverse mortgages are regulated by the federal government so there is no worry about getting scammed or otherwise losing one's home to foreclosure.

We do not turn away senior citizens on fixed incomes under any circumstances even if we have to mitigate their cases for free. Many seniors received predatory loans and we are here to help! Scam artists will steal anyone's money without remorse.

True Testimonials

My family and I want to thank Liz and Curt at US Homesavers for everything they’ve done for us. I really did feel that it was over, and we were so ashamed that it got to that point, but Liz in no way made me feel like we were horrible people for getting so behind on our mortgage. I understand that a lot of people have hardships and I would recommend anyone going through this to call US Homesavers, they literally took all the stress away. We are so grateful for all your help; and were really blessed to come across your website. Thanks!!

Norma C. - Grand Prairie

You helped put my worries to rest almost immediately. U.S. HomeSavers worked for me and helped me out of a tough and embarrassing situation that I thought was hopeless.  Every step of the way, I was helped through the process and the people I worked with at your company were nothing less than superb! They didn't make me feel like I was a terrible person for getting in the situation I was in, and helped me get back on my feet! Thank you so much again. It's like finding somebody who will believe in you and help you again. Thanks for helping me get my life back on track again when the picture was looking bleak. Highly recommend. 

Robin - Kansas City

Curt,

Just wanted to briefly say “thank you” for your concern regarding the mortgage.  And thanks for the “fatherly” advice on the budget.  We’re making some changes to increase our cash flow.  Sorry I didn’t get back to you sooner…I was out ill some last week and we had a three day weekend this week, that was packed with a flurry of activities. 

I cannot thank you enough for taking your time to advise me on my “budget” issues and your offer to help. 

Brian, B - Ohio

Michael & Sherrita Fields of Atlanta, GA said:
 
"Thank you Liz & Curt with U.S. Home Savers for literally saving us from losing our home of 10 plus years; and saving us from going through the PAINS of filing bankruptcy, which could have still lead into foreclosure later.  This company is extremely professional with a very humanistic touch that is missing in our fast paced business society.  They worked with us step by step; educating, processing, negotiating, and achieving the ultimate goal (saving our home).  We thank God for Michael being in Texas and watching TV to hear about this wonderful company so far from home.  U.S. Home Savers really does save your home; and everyone across the country should know.  Please send us some business cards to hand out so we can keep..........Spreading the news and Preaching the word, that U.S. Home Savers, are saving homes even on the South East Coast."
 
Thanks again !
  

It's a fact: 99% of ALL FORECLOSURES CAN BE PREVENTED even if you think your situation is hopeless. U.S. HomeSavers specializes in helping homeowners, investors, landlords and commercial property owners SAVE their property from foreclosure by actually repairing or renegotiating defaulted mortgages. The only reason people lose their homes and property is because they wait until the last minute to get help or don't even bother to ask. Don't wait for a miracle. Our mortgage mediation services work almost every time. The sooner you take action, the more options you have. Put your mind at ease and your worries away. You have a trusted friend at U.S. HomeSavers who understands your unique, personal problem.

NEW BANKRUPTCY LAWS

As of October 17th, 2005, Americans will have to "qualify" in order to be eligible for bankruptcy protection. You will no longer be able to file for bankruptcy automatically. On the other hand, filing for bankruptcy has never been a vialble solution for foreclosure prevention. We can save your home for way less than the cost of bankruptcy or refinancing. Why?

If you can't afford your house payment now, how in the world are you going to pay the attorney up front, still pay your house payment, food and utility bills AND payments to the bankruptcy court trustee too? Bankruptcy attorneys usually do not disclose the downside of Chapter 13 but here you have it. Sad but true. Because our application process is so thorough, we can determine if you can qualify for a Chapter 7 Bankruptcy which can be an effective means of foreclosure prevention. It is the "final" option.

Don't let some schmuck bankruptcy attorney sell you a needless Chapter 13 bankruptcy. Even Consumer Credit Counseling is better than bankrupcy to manage the rest of your debt - AFTER we have settled your mortgage. Your mortgage payment should ALWAYS be your top priority debt because it affects your credit the most! Foreclosure absolutely hoses your credit for 10 years.

If we can not pre-qualify you for a refinance loan, let us help you reinstate or renegotiate your existing mortgage BEFORE you even consider filing for bankruptcy or refinancing that will NEVER materialize. Now, more than ever, you need U.S. HomeSavers on your side. We will save you time, money and frustration or fear of losing your home to foreclosure.

NO CREDIT REQUIRED!

Your credit rating is NOT an issue. Thousands of homeowners and property owners visit our site every year and we have prevented foreclosure for clients who were more than $40,000 dollars behind on their mortgage payments. Although we are not a lender, we may, as an option, be able to assist you in refinancing your mortgage, possibly with cash back. You might be able to roll some back payments into a new fixed rate loan. We can tell you within minutes or days if you qualify for a refinance or tax lien loan; not weeks or months of your precious time. We appreciate the opportunity to help you  solve your mortgage problem and keep your property!

U.S. HomeSavers is the only privately owned foreclosure prevention service that advertises locally on major TV networks and the only foreclosure prevention website that furnishes links to the Better Business Bureau and Federal Trade Commission. WHY? Because before we can go forward with your foreclosure prevention solution, you must have complete faith and trust that we will do our best to serve you. See our Guaranty Page for more info. 

Our only goal is to keep you, the home or property owner, in your home or property. Using our powerful third party influence and in depth knowledge of the mortgage and collection industry, we work with mortgage companies and banks every day and know how to work out an affordable plan, loan modification or other solution. In fact, the more humane mortgage collectors and loss mitigation representatives call us to help them keep from having to foreclose on their customers. Our reputation in the industry is nothing short of excellent!

SCAM ALERT!

The longer you put off finding a solution to your mortgage problem, the more desperate you become and the more apt you are to succumb to criminals who pray on people in need. Even our elderly are not safe. Please do not send $1,000 or your mortgage payment to some scam artist who does not understand your situation. The only guaranty you will get is a guaranteed rip-off.

We are Serious About Mortgage and Real Estate Fraud.

If you have paid any other so-called loss mitigation company an up-front fee and got no result after you sent off your money - not even a kiss, we will send you a coupon good for up to 50% off of our loss mitigation service fees if there are any. Just send us information documenting the ripoff and we will report them to the proper legal authorities, the BBB and give you nice discount too!

We put our money where our mouth is. Just click here or the Register Free tab to the upper right on this page and we will e-mail or fax you our Foreclosure Prevention Kit without cost or obligation.

WHY USE U.S. HOMESAVERS?

We care about people, families and communities. We are the only Loss Mitigation Company that advertises on local network television and we are proud of our reputation for treating distressed home and property owners with care and dignity. Foreclosure prevention works 99% of the time - if you do!

Under Title 24 of the Code of Federal Regulations (HUD) you have certain rights and the mortgage companies are obliged to follow those regulations. Sometimes they don't! This is the main reason you need an advocate who is highly trained in real estate and mortgage issues.

Most people don't know know the laws or their options and the mortgage companies often do not bother to explain all of them.  Even when they do,  homeowners simply are so overwhelmed, afraid and worn out or they don't understand the mortgage industry buzz words coming at them. 

U.S. HomeSavers bridges that fear and communication gap.  Make no mistake, we are the mortgage repair and foreclosure prevention experts.

Another problem: Most home and property owners facing foreclosure are too busy trying to stay afloat and pay the bills not having the time to wait for unlimited hold times just to speak with a rude or otherwise uncaring mortgage company or bank representative - IF you even get to talk to a real person at all. That is why we are here to help you no matter how long or what it takes. We have the time and a mortgage repair solution for you.

The bottom line is we go the extra mile to do everything humanly and ethically possible to help you save your home, investment or commercial property without bankruptcy, selling your property or losing all of your hard-earned equity to the ever so prevalent foreclosure/equity scavengers. We will negotiate the best possible solution for you!

SAVE $100's EVEN $1,000's OF DOLLARS

Call us today! For every day you wait, you are not just falling further behind on your monthly payments, you are probably being charged a "per diem" or daily penalty as high as 12.5% APR in addition to your regular house payment! Then, there are late fees, legal fees and "miscelaneous" fees.

We have helped people who were even $40,000 to over $60,000 behind in their mortgages. If we can save folks this far behind, we should have no problem solving your problem - if we accept your case. We can't save everyone but we won't jerk you around either. If we cannot save your home, we can help you sell it at no cost to you - even if you have little or no equity.

You can save youself a lot of grief, anxiety, money and "save your home" if you take action right now. Do not wait until the last minute to get help.

KNOW YOUR OPTIONS

1. The sooner you get help, the more options you have.

2. We can arrange a "fair" repayment plan that works for you! No huge down payments or unaffordable monthly payments to catch up on your loan.

3. We "may" be able to lower your payment and interest rate! Let's see if you qualify - together.

4. We don't buy houses but we can help you sell fast and safely. Our Realtor network can get your home sold quickly for the most amount of money. No squirrely deals and no closing costs to you!

5. Restore Your Credit with the real lawyers and paralegals at  Lexington Law after we settle your mortgage.

6. We can assist you in down-sizing or finding a more affordable   housing solution.  (DFW METROPLEX AND SELECT MARKETS ONLY)

7. If you have equity in your property and missed less than three payments, you may be able to refinance and we can tell you in minutes whether or not you qualify - not hours, days or precious weeks. If you have missed only two payments and your credit is not totally hosed, you might be able to refinance. Otherwise, don't waste precious time; call us and we will fix your existing loan.

8. You may qualify for a fixed rate, FHASecure Refinance Loan if you have a conventional Adjustable Rate Mortgage Loan that caused you to miss your mortgage payments or other debts.

9. U.S. HomeSavers is the only loss mitigation company that gives your two choices: Litigate or Mitigate. 

To find out more about our comprehensive services, at least sign up for our informative, spam free newsletter at the bottom of this page. Better yet, fill out our free, confidential loss mitigation application form to receive your Foreclosure Prevention Kit. Just hit the "Register Free" tab and go to our secure help page.

RISK FREE FORECLOSURE PREVENTION ANALYSIS

Tthere is absolutely no obligation to purchase anything from us and we never, ever pressure people. You can call us toll free for a fax or e-mail application or simply click here and go directly to our secure, online application page. You have nothing to  lose as the process is confidential, simple and without obligation.  U.S HomeSavers Solution Services are risk free and completely guaranteed!!!                       

Risk Free * Faster Service * Fully Guaranteed * Confidential

We absolutely guaranty to provide a loss mitigation solution to you in 10 days or less from the time we receive your completed loss mitigation application.

YOU ARE ONLY A PHONE CALL OR A CLICK AWAY FROM IMMEDIATE FORECLOSURE RELIEF! 

Don't Wait for A Miracle. Make the Miracle. We'll Help! 

There is NO REASON for you to face your mortgage problem alone. Call us or click here today and request a FREE FORECLOSURE PREVENTION KIT. There is no cost or obligation to find out how you can save your home, prevent foreclosure and start building a new life and better credit immediately. No salesman will call!

Call 877-818-2500 NOW! (toll-free)     

U.S. HomeSavers Located Near You:

Affiliates Wanted Nationwide

 Fax requests to: 972-250-6707

Toll Free Fax: 866-359-2649

To start the Mortgage repair process and get immediate relief from your Foreclosure worries on-line, click the QUALIFY FREE  button at the top of this page.  IT IS FAST and FREE!!! 

Still not convinced?  See our Guaranty Policy!

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